If you want to buy a house in Liguria, it’s best to follow these 5 tips:
1. The location
First of all, choose the area or specific valley you prefer. Ask yourself whether the infrastructure is sufficient for you, whether there are enough restaurants and shops nearby. In the long run, nothing is more frustrating than owning a beautiful house located in an environment that doesn’t meet your needs. Think about proximity to nature, leisure areas you want, and other things that truly matter.
2. The price
Check the price. Compare the offer with other available offers and options.
You can also have an independent appraisal of the property carried out.
3. The documents
Are all the documents ready and validated? Check the land registry documents and the house plans to verify the cadastral value of the property, possible third-party rights, any restrictions on use, and the amount of any taxes for the notarial transfer.
4. The notary
In Italy, choosing the notary is always the buyer’s responsibility.
It is therefore best to choose someone you trust who preferably speaks German or English.
5. Financing
If you need financing to purchase or renovate the property, it is advisable to have at least 50% equity. The property in Italy serves as collateral for banks. You must demonstrate your income, and interest rates are similar to those in the eurozone or Switzerland.
